Creditor Harassment Questionnaire *Required Questions

To have a local attorney evaluate your case for free, please fill out this quick questionnaire.

Nature of the debt.
Please select all that apply
Credit card , medical, personal loan, utility bill (e.g., cell phone, cable, electric, etc.)
Repossession / foreclosure / broken lease
Delinquent mortgage payment, car loan payment, boat loan payment, timeshare payment, etc.
This is a debt connected with my business
Unknown
Liability for the debt.*
Select the statement that best describes your obligation to pay the debt being collected.

I owe the debt, I just can’t pay it right now.
I know I do not owe the debt, because

This is a debt that belongs to someone else (e.g., a family member, spouse, or a friend)

I already paid it.

I’ve never done business with the person/company that claims I owe the debt (i.e., mistaken identity)

It was included in my personal bankruptcy

I don’t know anything about this debt, I’m fairly certain they’re collecting from the wrong person
Other  
Lawsuits.
Please select the statement that best applies to your situation.

I’m currently being sued by the creditor They’ve already obtained a judgment against me

Collection Activity.*
Please select any items below that best describe the collection efforts used within the last year.
  They call me all the time
They’re very rude to me on the phone
They have threatened to have me arrested
They have threatened to sue me
They have used obscene language
They have called my family, friends, and/or neighbors
They have called my work
They have pretended to be lawyers.
They called me before 8:00am and/or after 9:00pm at night
Creditor harassment comes in many forms.
Creditor harassment comes in many forms, and in most cases it isn’t until all the details are given that the illegal conduct becomes apparent. Please tell us in your own words what was so harassing or offensive about the collection tactics used in your case.